International Legal Counsel / Senior Legal Counsel
Pay4B Limited (FINTRAC-licensed MSB, Crypto-Fiat Gateway, IBAN Infrastructure Provider)
About Us:
Pay4B Limited is a fast-growing licensed MSB headquartered in Canada, offering seamless crypto-to-fiat and fiat-to-crypto exchange services, along with embedded banking solutions and dedicated IBANs. We serve B2B clients globally, ensuring regulatory compliance, risk mitigation, and strategic support across medium- and low-risk verticals.
Key Responsibilities
- Full-spectrum legal support for global operations, covering fiat/crypto payments, MSB/EMI onboarding, IBAN provisioning, merchant acquiring, and gateway integrations.
- Drafting, reviewing, and negotiating international agreements, including service contracts with PSPs, KYC/AML vendors, banking partners, fintech platforms, exchanges, and compliance vendors.
- Corporate structuring and governance in onshore/offshore jurisdictions (e.g. Canada, UK, EU, UAE, Hong Kong, Seychelles, BVI), including shareholder arrangements, board resolutions, UBO/AML documentation, and appointment of local officers.
- Preparation of legal roadmaps for company incorporation and banking onboarding:
- Corporate setup (entity registration, director/shareholder appointments, charter documents)
- Banking setup (KYC/KYB, CDD, compliance questionnaires, beneficial ownership forms)
- PSP/exchange onboarding (compliance forms, account verification flows, AML responses)
- Development of regulatory-compliant policies and procedures for fiat and crypto operations, including:
- AML/CFT, Risk Appetite, Sanctions, Onboarding & Monitoring, and Transaction Screening
- Website disclaimers and legal policies for crypto-exchange, P2P, custody, and gateway operations
- Supervision of cross-functional legal tasks: powers of attorney, compliance filings, internal audits, IP/trademark protection, and legal support for marketing/UX.
- Assistance in internal reconciliations and investigations in collaboration with the Finance and Risk teams (e.g. reconciliation acts, debt verification, contract enforcement).

Candidate Requirements
- Higher legal education (international law or financial law preferred)
- 3+ years of legal experience in fintech, especially with:
- Payment systems, crypto exchanges, PSPs, MTOs
- MSB licensing, compliance, and regulatory interaction
- Proven experience in cross-border structuring (LatAm, APAC, EU, Africa, North America)
- Expertise in drafting contracts and corporate documentation in English. Multijurisdictional exposure is a must.
- Ability to work in a remote, agile environment with fast-changing priorities.
- Fluent English (C1-C2); Spanish, French, or German is an asset

What We Offer
- Above-market salary and performance-based bonuses
- Fully remote or office offline job-format (5/2), flexible hours across time zones
- Global-scale projects in crypto/fiat infrastructure, direct impact on legal design
- Autonomy and innovation — implement your vision, lead processes from scratch
- Career growth with support for personal development, bar exams, or certifications
- No bureaucracy. Direct communication with stakeholders and founders.

Apply now and become part of our global legal engine powering the next generation of compliant payment solutions.

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